PayExpress loan application

In order to apply for a PayExpress loan you must:
  • Be at least 18 years of age.
  • Be employed.
  • Be paid into your bank account

WARNING* - Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to work out a payment plan
  • If you are on government benefits, ask for an advance payment from Centrelink: www.humanservices.gov.au/advancepayments

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

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PayExpress is operated by Semvia Finance Pty Ltd
Semvia Finance is an Australian owned and operated lender specialising in small loans.
Credit Licence: 478148
AFCA Member: 37058
Semvia Finance National Credit Providers Association Secured by Sectigo
Copyright © 2025 Semvia Finance Pty Ltd (ABN 91 605 303 875). All rights reserved.